We built financial instruments based on the ecosystem of the most popular and most reliable online marketplaces in Ukraine.

EVO Fintech includes 3 projects:

• EVO Pay — payment infrastructure (acceptance of payments online, initiated by card or from client banks, and at the delivery points both by cash and card, work with banks, calculations with retailers and marketplace sellers).
• EVO Wallet — digital payment instrument “one-click purchase” (personal account of the buyer/seller, logistics data, access to card (bank and discount), payments, transfers).
• EVO Credit — online lending (deferred payment for up to 30 days (BNPL – Buy Now Pay Later); payment in installments (online service for splitting a purchase into several (up to 12) payments without overpayments, built into the e-commerce platform).

Key features of the system:

• Available to everyone and make the buying process easier, safer, and more profitable.
• They don’t depend on each other and can be used together and separately.
• Created for e-commerce. Also successfully used in offline points issuance of online retailers.
• Have a flexible routing configuration system, cascading and payouts.
• Built on Microservice architecture, allowing easy integration of local solutions.